A Guide to Redeeming Chase Points for Travel


Introduction Redeeming Chase Points for Travel

In the space of credit card rewards, Chase points stand out as a versatile and valuable currency. With the ability to earn points through everyday purchases, cardholders can amass a significant treasure trove of rewards. Among the myriad of redemption options, using Chase points for travel offers an unparalleled opportunity to maximize their value. In this guide, we will explore the various ways to redeem Chase points for travel, highlighting the benefits and strategies to make the most of your points.

Understanding Chase Points

Chase points are the currency associated with Chase Ultimate Rewards, the loyalty program of Chase credit cards. Cards like the Chase Sapphire Preferred, Chase Sapphire Reserve, and the Chase Freedom series are popular choices for earning these points. The value of Chase points can vary depending on how they are redeemed, with travel often offering the most lucrative options.

Redeeming Chase Points for Travel

Chase Ultimate Rewards points are one of the most valuable credit card point currencies available. With Chase Sapphire Preferred and Reserve cards, you can redeem your Chase points for an excellent value towards travel purchases. This makes Chase points a top choice for many travelers looking to book award flights and hotel stays.

There are a few main ways to use your Chase points for travel redemptions:

Pay Yourself Back for Travel Purchases

One of the simplest options is to redeem points through Chase’s Pay Yourself Back portal. Here you can use your points to cover eligible travel purchases made in the last 90 days at a rate of 1.25 cents per point if you have a Chase Sapphire Preferred or 1.5 cents per point on a Reserve. This presents a great value for erasing travel transactions.

READ ALSO: Chase Freedom Flex℠ Credit Card

Transfer to Travel Partners 

For premium cabin awards, transferring Chase points to airline and hotel partners can provide outstanding redemptions. Chase transfer partners include United Airlines, British Airways, Hyatt, Marriott, and more. Transfers are instant in most cases. Partners frequently offer high-end awards at very low rates.

Book Travel through the Chase Portal

The Chase travel booking portal allows you to redeem points for flights, hotels, rental cars, activities and cruises. Point values can be boosted to 1.25 cents or 1.5 cents per point depending on the card you have. This option provides simplicity and can be compared against transferring points.

Redeeming Chase Points for Travel:

1. Chase Travel Portal:

   – The Chase Travel Portal serves as a one-stop-shop for booking flights, hotels, rental cars, and more.

   – Cardholders can redeem points directly through the portal at a fixed rate, often providing a seamless and straightforward booking process.

   – Chase Sapphire Preferred cardholders receive a 25% bonus on points when booking through the portal, while Chase Sapphire Reserve cardholders enjoy a 50% bonus, significantly enhancing the point value.

2. Transfer Partners:

   – Chase has an impressive lineup of transfer partners, including major airlines and hotel chains such as United, Southwest, Marriott, and Hyatt.

   – Transferring points to these partners can unlock premium cabin flights, luxury hotel stays, and other exclusive experiences.

   – Strategic transfers can yield significantly higher value compared to redeeming points directly through the Chase Travel Portal.

3. Travel Protections and Perks:

   – Chase Sapphire Reserve, in particular, offers an array of travel benefits, including airport lounge access, travel insurance, and statement credits for travel-related expenses.

   – Utilizing these perks enhances the overall value of redeeming Chase points for travel, providing a comprehensive and rewarding travel experience.

4. Flexible Redemption Options:

   – Chase Ultimate Rewards provides flexibility, allowing cardholders to redeem points for a portion of a travel purchase or even for cash back at a lower rate.

   – This flexibility enables individuals to tailor their redemptions based on personal preferences and travel needs.

Tips for Maximizing Value:

Redeeming Chase Points for Travel

1. Timing is Key:

   – Take advantage of promotions and limited-time offers that can enhance the value of your points.

   – Monitoring travel trends and booking during off-peak times can also stretch your points further.

2. Combine Points Across Cards:

   – If you hold multiple Chase credit cards, consider combining points from different accounts to maximize your redemption options and increase your point balance.

3. Stay Informed about Transfer Ratios:

   – Transfer ratios to partner programs can change, so staying informed about any updates is crucial for maximizing the value of your Chase points.

Redeeming Chase points for travel unlocks a world of possibilities, from luxurious hotel stays to premium flights. By leveraging the Chase Travel Portal, exploring transfer partners, and understanding the additional perks offered by select credit cards, cardholders can transform their everyday spending into unforgettable travel experiences. With careful planning and a strategic approach, Chase points can truly become the key to unlocking extraordinary journeys.

READ ALSO: Chase Freedom® Student Credit Card 

Redeeming Chase Points for Travel frequently asked questions:

What is the best way to use Chase points for travel?

The best way typically depends on your specific travel goals. Transferring to airline/hotel partners can provide the most value for high-end redemptions, while the Chase travel portal is simplest if you want flexible booking options. The Pay Yourself Back feature is best for erasing recent eligible travel purchases.

Which Chase credit cards earn Ultimate Rewards points?

The Chase cards that earn redeemable Ultimate Rewards points include the Chase Sapphire Preferred, Chase Sapphire Reserve, Chase Freedom Flex, Chase Freedom Unlimited, and Ink Business Preferred.

What airline and hotel partners can I transfer Chase points to?  

Chase transfer partners include United Airlines, British Airways, Aer Lingus, Iberia, Hyatt, Marriott Bonvoy, IHG Rewards, and more. There are 13 total airline and hotel programs points can move to.

Can I pool Chase points from different credit cards?

Yes, you can combine all Chase points together if you have multiple cards earning Ultimate Rewards. Your points get linked if you have a Sapphire card or Ink Business Preferred in the same account.  

Are there any blackout dates or limitations using points for travel?

Unlike a traditional frequent flyer program, there are generally no blackout dates. However award availability can be limited, so it’s still best to book early using points from Chase or transferred partners.

READ ALSO: Chase Sapphire Preferred Overview: Is it worth getting Chase Sapphire Preferred?


To conclude, Chase Ultimate Rewards points provide tremendous flexibility and value for travelers looking to book award travel. With multiple cards that earn Chase points and a wide range of redemption options—from cash back to transferred airline miles—it’s easy to maximize your points for flights, hotels, car rentals, cruises and more. 

Redeeming Chase Points for Travel Key takeaways include:

• Chase points can be redeemed for excellent value towards travel through the Pay Yourself Back feature, Chase’s travel portal, or transfers to leading airline and hotel partners

• Top Chase credit card options to earn redeemable points include the Sapphire Preferred, Sapphire Reserve, Ink Business Preferred, Freedom Flex and Freedom Unlimited

• Strategizing transfers to loyalty programs and leveraging transfer bonuses will help unlock premium cabin awards and other high-end redemptions

• Points can be pooled across Chase cards, providing flexibility within your account

With some planning, Chase Ultimate Rewards can help make that dream trip possible, whether flying internationally in first class or staying at a luxury resort. Their travel redemption options provide multiple avenues to experience your next adventure for less.

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